Self-Employed Health Insurance Options
If you’re self-employed, you may have felt a little left out when it came to reliable, high-quality health insurance in the past, but with the Affordable Care Act, you now have access to a wide variety of different coverage plans that are ideal for any small business owner. If you’re new to the self-employed sector, then this guide will introduce you to your self-employed health insurance options and where to find quality health insurance in Wilmington NC.
What Determines Self-Employment?
Most self-employed professionals tend to classify themselves as freelancers, consultants, or independent contractors, but this classification applies to any individual who has a business that takes in income but doesn’t have any employees.
If your business has even one employee (other than yourself, a spouse, family member, or the owner), then you are classified as a small business rather than self-employed.
What Coverage Options are Available for the Self-Employed?
Depending on your income and household size, you may or may not be eligible for premium tax credits and other savings on your health insurance plan. You will find out whether or not you qualify when you fill out your application for coverage in the Health Insurance Marketplace.
During this process, you’ll also find out whether or not you qualify for free or low-cost health insurance in Wilmington NC through the state’s Medicaid or CHIP programs.
Once in the Marketplace, you’ll be able to compare and customize your coverage options until you find the package that fits your lifestyle and income level.
Yes, Self-Employed Need Coverage or They Will Face Fines
One of the most common questions asked by self-employed professionals is – will I be fined if I don’t have health insurance? The answer is: yes. The Affordable Care Act requires most Americans to be covered by the minimum essential coverage or be subject to paying a penalty. This applies whether you’re employed by an employer or you’re self-employed.
Need Help Finding Good Health Insurance in Wilmington NC for Self-Employed? Contact Schnitzer-Slate
Being covered by a good health insurance plan is crucial, but it’s even more important when you’re self-employed. This is because staying in good health is important for protecting your income. You don’t have the back-up protection of disability insurance through an employer, so you need to protect yourself as thoroughly as possible. And, that begins by being insured. If you need help choosing the right health insurance in Wilmington NC, Schnitzer-Slate can help. We offer a wide selection of BCBSNC health insurance plans to choose from, many of which can be customized to meet the unique needs of the self-employed.
Call us today at 910-338-0686 and one of our agents will help you choose the right policy for your needs and budget. Or, just visit our website to learn more about affordable BCBSNC health insurance in Wilmington NC.
What Determines Self-Employment?
Most self-employed professionals tend to classify themselves as freelancers, consultants, or independent contractors, but this classification applies to any individual who has a business that takes in income but doesn’t have any employees.
If your business has even one employee (other than yourself, a spouse, family member, or the owner), then you are classified as a small business rather than self-employed.
What Coverage Options are Available for the Self-Employed?
Depending on your income and household size, you may or may not be eligible for premium tax credits and other savings on your health insurance plan. You will find out whether or not you qualify when you fill out your application for coverage in the Health Insurance Marketplace.
During this process, you’ll also find out whether or not you qualify for free or low-cost health insurance in Wilmington NC through the state’s Medicaid or CHIP programs.
Once in the Marketplace, you’ll be able to compare and customize your coverage options until you find the package that fits your lifestyle and income level.
Yes, Self-Employed Need Coverage or They Will Face Fines
One of the most common questions asked by self-employed professionals is – will I be fined if I don’t have health insurance? The answer is: yes. The Affordable Care Act requires most Americans to be covered by the minimum essential coverage or be subject to paying a penalty. This applies whether you’re employed by an employer or you’re self-employed.
Need Help Finding Good Health Insurance in Wilmington NC for Self-Employed? Contact Schnitzer-Slate
Being covered by a good health insurance plan is crucial, but it’s even more important when you’re self-employed. This is because staying in good health is important for protecting your income. You don’t have the back-up protection of disability insurance through an employer, so you need to protect yourself as thoroughly as possible. And, that begins by being insured. If you need help choosing the right health insurance in Wilmington NC, Schnitzer-Slate can help. We offer a wide selection of BCBSNC health insurance plans to choose from, many of which can be customized to meet the unique needs of the self-employed.
Call us today at 910-338-0686 and one of our agents will help you choose the right policy for your needs and budget. Or, just visit our website to learn more about affordable BCBSNC health insurance in Wilmington NC.