Blue Medicare Supplement℠ from Blue Cross and Blue Shield of North Carolina
For North Carolina beneficiaries enrolled in both Medicare Part A and Part B
Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.
With Blue Medicare Medicare Supplement, You'll Enjoy:
- Coverage for the costs not covered by Original Medicare (Parts A and B)
- The freedom to see any Medicare-participating provider nationwide
- Rates as low as $38*
- Flexibility to change plans
- A healthy aging and exercise program
- A program for significant savings on hearing aids
Supplement Plans from Blue Cross NC: Discover the Benefit of Blue
Blue Medicare Supplement plans provide savings and peace of mind for more than [234,000] North Carolinians across our state.* As North Carolina’s preferred health insurer,** people depend on Blue Cross NC's large network of providers and [88] years of experience to provide
the knowledge and expertise they need, right in their own backyard.
Choose the plan that’s right for you
- See the doctor you want
- Value-added discounts
- Freedom to see any Medicare-approved provider nationwide
Blue-to-Blue: Built in Flexibility
All Blue Medicare Supplement plans feature the freedom to switch Medicare Supplement plans at specific times throughout the year. If your needs or budget change, simply change plans without having to answer additional health questions.*
Guaranteed Acceptance
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet the following criteria:
• You are age 65 or older, or under age 65 and are eligible for Medicare due to disability*
• You enroll within six months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
Savings and peace of mind
Medicare only covers some of your medical costs. That’s why Blue Cross NC offers dependable Medicare Supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement℠ plans to find the plan that best fits your needs and your budget.
A local company you can trust
Blue Cross NC has over 88 years of experience in the health care industry and serves more than 239,0001 North Carolina Medicare beneficiaries.
• We’re North Carolina's most preferred health insurer.2
• We’re North Carolina's most preferred health insurer.2
See the doctor you want
No matter which Blue Medicare Supplement℠ plan you choose, you’re free to select your own Medicare-participating doctor or visit any Medicare-participating hospital. In most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by Blue Cross NC.
- Choice of Medicare-participating doctors
- Easy to use, virtually no claims to file
No waiting periods
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement and may not have to complete a medical questionnaire if you meet the following:
- You are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability (Plans A and C)
- You enroll within 6 months of enrolling in Medicare Part B
- You are not covered by certain Medicaid programs
- You are a resident of North Carolina
Stay Healthy With Silver&Fit®
Most Blue Medicare Supplement plans include our healthy aging and exercise program, Silver&Fit. Enjoy a low-cost fitness membership at a fitness facility near you, or enroll in the Home Fitness Program and exercise in the comfort of your own home.* Disclaimer: *The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). The program is not part of a member’s policy or benefits, and is not available on our Plan G-HD. All programs and services are not available in all areas. Please make sure to talk to a doctor before starting
or changing an exercise routine. Silver&Fit, Fit at Home and the Silver&Fit logo are trademarks of ASH. Other names or logos may be trademarks of their respective owners. Home kits are subject to change. Not all YMCAs participate in the network. ASH does not offer Blue Cross NC products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.
TruHearing Program
TruHearing covers one hearing aid per ear per year for a low copay of $699 per TruHearing Advanced hearing aid or $999 per TruHearing Premium hearing aid. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.*
Ready to Get Started? Learn More About Blue Medicare Supplement
Compare plan benefits
• Get a free rate quote
• View the Blue Medicare Supplement Outline of Coverage brochure
For more information about Blue Medicare Supplement℠ plans, including a free rate quote, call Authorized Agent Stephen Slate at 910-392-7020, Toll free 888-560-6808, or e-mail Agent at [email protected].
- Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and stand-alone Part D as of October 2018.
- Blue Cross NC Brand Tracking; Maru; April 2018.
- Guaranteed acceptance is limited to Plan A for those under age 65 who have Medicare due to disability.
Notes:
**Members of plans sponsored by Blue Cross NC will be able to change to other plans available when they purchased their original plan. Certain limits apply. - *Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your authorized agent to learn more.
- *[234,000]; Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and stand-alone Part D as of [October 2020]. ** Blue Cross NC Brand Tracking Study; Ipsos; [July 2020].
- *Guaranteed acceptance is limited to Plan A for those under age 65 who have Medicare due to disability.
- Disclaimer: *TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross NC products or services. This programmay change or be discontinued at any time.
- For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.
- Plan A: BMS A, 12/18; Plan G: BMS G, 12/18; Plan G-HD: BMS HDG, 12/18; Plan K: BMS K, 12/18; Plan N: BMS N, 12/18.
- Blue365 offers access to savings on items that members may purchase directly from independent vendors, which are different from items that are covered under the policies with Blue Cross NC. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither Blue Cross NC nor BCBSA recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.
- The Silver&Fit program is a value-added service on most plans that is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH) and an independent company, to members of Blue Cross NC’s Blue Medicare Supplement plans. ASH Fitness does not offer Blue Cross or Blue Shield products or services. The program is not available on our G-HD plan and is not a part of a member’s policy or benefits. The program may be changed or discontinued at any time. Additional fees may apply and results are not guaranteed. You should consult with your doctor before taking part in a fitness program. All programs and services are not available in all areas. Silver&Fit and the Silver&Fit logo are trademarks of ASH and are used with permission herein. ASH and ASH Fitness do not offer Blue Cross or Blue Shield products or services.
Caution: Policy Benefits are limited to those approved by Medicare for payment.
BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, registered marks and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks are the property of their respective owners. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association.
®, SM Marks of the Blue Cross and Blue Shield Association. ®1 Mark of American Specialty Health Fitness, Inc., an independent company. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
(U4093, 2/21)
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Non-Discrimination and Accessibility Notice
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Discrimination is Against the Law
Blue Cross NC complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. Blue Cross NC does not exclude people or treat them differently because of race, color, national origin, age, disability or sex. Neither Blue Cross and Blue Shield of North Carolina nor its agents are endorsed by or
affiliated with the United States government or the federal Medicare program. BLUE CROSS®, BLUE SHIELD®, the Cross and Shield Symbols and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Blue Cross NC is an independent licensee of the Blue Cross and Blue Shield Association. |