4 Things You Need to Know About Open Enrollment
1. Premiums May Have Increased or Decreased from the Previous Year's Plan.
Read the notice that is sent to you by your current carrier carefully. A tentative plan will be provided to you based on your coverage and preferences included in your 2018 plan. However, it is important for you to review this information. Consider any big life changes that may make it necessary to revise coverage, such as the birth of a new child, new insurance eligibility, or a significant salary change. Selecting a health insurance policy is important for your family's health and finances. Contact your local insurance agent to notify them of these changes promptly.
2. Utilizing Available Resources Can Save You Money.
Online federal subsidy calculators are available to help you determine if you qualify for a subsidy to help pay a portion of your family's insurance premium. If you do qualify for a subsidy, it is critical to apply for insurance through the healthcare marketplace during the 2019 open enrollment Wilmington NC. Review last year's usage to help determine what level of coverage will be adequate for 2019.
3. Prepare for Future Events.
Unexpected illness is just that -- "unexpected." You can't plan for these types of emergencies. Yet, you can plan for events that you know are likely to happen within the next year. Are you trying to become pregnant? Has your spouse been diagnose with a chronic condition? Does your child require routine therapy? Take these needs into consideration when selecting a new healthcare plan. Now is the time to make any changes in coverage to better fit your family's needs.
4. Update Your Information.
Make sure all of your contact information and family history is correct on your health insurance policy. This action ensures that you don't miss any information about your healthcare plan. Update e-mail addresses, phone numbers, and addresses if they have changed.
For any additional open enrollment Wilmington NC questions, visit Schnitzer-Slate Insurance Agency's website.
Read the notice that is sent to you by your current carrier carefully. A tentative plan will be provided to you based on your coverage and preferences included in your 2018 plan. However, it is important for you to review this information. Consider any big life changes that may make it necessary to revise coverage, such as the birth of a new child, new insurance eligibility, or a significant salary change. Selecting a health insurance policy is important for your family's health and finances. Contact your local insurance agent to notify them of these changes promptly.
2. Utilizing Available Resources Can Save You Money.
Online federal subsidy calculators are available to help you determine if you qualify for a subsidy to help pay a portion of your family's insurance premium. If you do qualify for a subsidy, it is critical to apply for insurance through the healthcare marketplace during the 2019 open enrollment Wilmington NC. Review last year's usage to help determine what level of coverage will be adequate for 2019.
3. Prepare for Future Events.
Unexpected illness is just that -- "unexpected." You can't plan for these types of emergencies. Yet, you can plan for events that you know are likely to happen within the next year. Are you trying to become pregnant? Has your spouse been diagnose with a chronic condition? Does your child require routine therapy? Take these needs into consideration when selecting a new healthcare plan. Now is the time to make any changes in coverage to better fit your family's needs.
4. Update Your Information.
Make sure all of your contact information and family history is correct on your health insurance policy. This action ensures that you don't miss any information about your healthcare plan. Update e-mail addresses, phone numbers, and addresses if they have changed.
For any additional open enrollment Wilmington NC questions, visit Schnitzer-Slate Insurance Agency's website.