How to Handle Claims to NC Health Insurance in Pender County After a Hospital Stay
When you are admitted into a hospital, one of the first things asked by the admissions agent is whether or not you have health care insurance. The reason they ask this is so they know who to bill for your treatments and ancillary care. But, just because you have NC health insurance in Pender County does not automatically mean that you won't be responsible for handling your own claim submissions.
It is true that in some cases, the hospital itself will submit your insurance claims for coverage, but this is usually only the case when the hospital you are being admitted to is a recognized participating provider in your health insurance's network. In cases where the hospital is an out-of-network provider, the patient is responsible for filing their own insurance claims.
Before You File Your Claim
Before you can file your claim with your insurance company, you need to receive a proper itemized bill from the hospital. If you received any specialized care from a specialist or anesthesia, then these bills will be separate from your primary inpatient hospital charges. Depending on the hospital, you may be asked to pay any charges not covered by your insurance company at the time of discharge.
Filing Your Insurance Claim in NC
Obtain a claim form from your primary health insurance provider. Read the instructions carefully and fill the claims form out completely in order to avoid any processing delays. Once the form is complete, mail it to the address included on the form.
If you have a secondary provider of NC health insurance in Pender County, then request an Explanation of Benefits (EOB) from your primary insurance company. Next, file a claim with your secondary insurance provider and send them a copy of your primary insurance provider's EOB along with their claim form paperwork.
If you have Medicare as your primary insurance provider with a senior health care plan as a secondary, then you would follow this same process in filing your claims. As with all insurance claims, if the insurance company does not pay the claim within 90 days, then the amount due will become the responsibility of the patient.
Get the Coverage You Need at a Price You Can Afford
Schnitzer-Slate Insurance Agency offers reliable and affordable Blue Cross and Blue Shield NC health insurance in Pender County. We can help you get the coverage you need at a cost you can afford. Our experienced agents will work with you to help you choose a plan that fits the health care needs of your family while fitting comfortably within your household budget.
If you want to learn more about our health insurance plans, or our other dental or life insurance plans, just visit our website at http://healthplannc.com/ or call us at 910-392-7020.
When you are admitted into a hospital, one of the first things asked by the admissions agent is whether or not you have health care insurance. The reason they ask this is so they know who to bill for your treatments and ancillary care. But, just because you have NC health insurance in Pender County does not automatically mean that you won't be responsible for handling your own claim submissions.
It is true that in some cases, the hospital itself will submit your insurance claims for coverage, but this is usually only the case when the hospital you are being admitted to is a recognized participating provider in your health insurance's network. In cases where the hospital is an out-of-network provider, the patient is responsible for filing their own insurance claims.
Before You File Your Claim
Before you can file your claim with your insurance company, you need to receive a proper itemized bill from the hospital. If you received any specialized care from a specialist or anesthesia, then these bills will be separate from your primary inpatient hospital charges. Depending on the hospital, you may be asked to pay any charges not covered by your insurance company at the time of discharge.
Filing Your Insurance Claim in NC
Obtain a claim form from your primary health insurance provider. Read the instructions carefully and fill the claims form out completely in order to avoid any processing delays. Once the form is complete, mail it to the address included on the form.
If you have a secondary provider of NC health insurance in Pender County, then request an Explanation of Benefits (EOB) from your primary insurance company. Next, file a claim with your secondary insurance provider and send them a copy of your primary insurance provider's EOB along with their claim form paperwork.
If you have Medicare as your primary insurance provider with a senior health care plan as a secondary, then you would follow this same process in filing your claims. As with all insurance claims, if the insurance company does not pay the claim within 90 days, then the amount due will become the responsibility of the patient.
Get the Coverage You Need at a Price You Can Afford
Schnitzer-Slate Insurance Agency offers reliable and affordable Blue Cross and Blue Shield NC health insurance in Pender County. We can help you get the coverage you need at a cost you can afford. Our experienced agents will work with you to help you choose a plan that fits the health care needs of your family while fitting comfortably within your household budget.
If you want to learn more about our health insurance plans, or our other dental or life insurance plans, just visit our website at http://healthplannc.com/ or call us at 910-392-7020.