Call Us: 910.392.7020


  • Home
  • Individual & Family Insurance Plans
    • Health Plans
    • Dental Insurance
    • Life Insurance
  • Medicare Supplements
  • FAQ
  • Get a Quote
  • Schedule an Appointment

Are You Turning 26 Soon?

Find out what you need to know and how Schnitzer-Slate can help!

Growing Up with New Health Insurance Laws

There are so many new laws about healthcare, it is difficult to keep them all straight. Schnitzer-Slate can help you navigate through all of the details and focus on what is right for you. 

Facts About Under-26 Health Coverage

If a plan covers children, your parents can add you to or be kept on your parent's health insurance policy until you turn 26 years old.

You can join or remain on your parent's plan even if you are:
  • Married
  • Not living with your parents
  • Attending school
  • Not financially dependent on your parents
  • Eligible to enroll in your employer’s plan

What to Do When You Turn 26

Under-26 coverage ends on your 26th birthday.
  • When you lose coverage on your 26th birthday, you qualify for a Special Enrollment Period. This lets you enroll in a health plan outside Open Enrollment.
  • You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.
  • If you enroll before your birthday, coverage can start as soon the first day of the month you lose coverage. If you enroll during the 60 days after your birthday, coverage can start the first day of the month after picking a plan.
  • If you don’t enroll in health coverage within 60 days of your birthday, you may not be able to get coverage until the next Open Enrollment period.
  • If you aren't insured, you may have to pay the fee that some uninsured people pay. If you're uncovered for less than 3 months of the calendar year, you don’t have to pay the fee.

    Contact Us

Submit

Let Schnitzer-Slate Help You Through this Stressful Process

Call us today to answer any questions you may have or to get a free rate quote: (910) 338-0686. Or, fill out the contact form above and a representative will contact you shortly! We will make sure we provide you with the best plan that fits your needs (at the lowest possible rate, too!). 
Get a Free Quote

LINKS


Health Plans
Dental

Life Insurance
Medicare Supplements
FAQ
Get a Quote
Schedule an Appointment

Privacy Notice Statement
Blue Cross NC Non-Discrimination Policy and Accessibility Services
Sitemap

ABOUT


Schnitzer-Slate Insurance Agency is an exclusive True Blue authorized agency of Blue Cross and Blue Shield of North Carolina.

CONTACT


5725 Oleander Drive, Suite G3
Wilmington, NC 28403 


Call: (910) 392-7020
Hours of Operation:
Mon-Thurs: 8:00 am - 4:30 pm
Friday: 8:00 am - 12:00 pm


BACK TO TOP

Schnitzer-Slate Insurance Agency is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina® (Blue Cross NC). The content contained in this site is maintained by Schnitzer-Slate Insurance Agency. Blue Cross and Blue Shield of North Carolina® is an independent licensee of the Blue Cross and Blue Shield® Association. ® Registered mark of the Blue Cross and Blue Shield Association (SM) Service mark of the Blue Cross and Blue Shield Association®

Launched by Blu Zeus
Simple.Unmistakable.Results