Choose Your Health Insurance Wisely – Before February 15!
Time waits for no one and if you ask 100 people, all 100 will say that time moves much too fast. As a result, if you don't act quickly, you'll miss the February 15 deadline for choosing your health insurance using the healthcare exchange.
Why the rush? This year's deadline is half the time that was allotted by the government for the Annual Enrollment Period during the exchange’s first year. So, if you want to be covered by an affordable health insurance in Wilmington NC this year, you need to act fast and pick your policy. But, just as important as picking your coverage quickly is picking it wisely.
Picking the Best Health Insurance Coverage for Your Needs
It's not easy picking a health insurance policy. After all, nobody knows what the upcoming year will bring in terms of their medical needs. But, if you or a family member already has an existing medical condition that requires care, then you will certainly have to take that into consideration. To protect the continuum of care, you will want to ensure that your current doctors and/or hospitals are included in the network of the plans you are considering.
Another important factor is your expected out-of-pocket costs. If you are anticipating using more medical services in 2015, then you may be able to reduce your out-of-pocket costs by choosing a plan with a slightly higher monthly premium. Or, if you don't anticipate any health problems this year, then a policy with a lower monthly premium may be better suited to you.
Keep in mind that while every plan is required to provide the recognized essential health benefits, different plans offer different benefits. As a result, you really need to compare plans to make sure the one you're choosing fits your lifestyle needs the best.
Pick Your Insurance by February 15 to Avoid Penalties
Remember, if you choose not to carry health insurance in 2015, you are likely to be fined by the government. The fee for being uninsured is determined in one of two ways:
Affordable Health Insurance in Wilmington NC is Available from Schnitzer-Slate
If you're looking for affordable health insurance in Wilmington NC, Schnitzer-Slate can help. We're an authorized provider of BCBSNC insurance plans and as such we have a host of flexible health care plans for you to choose from. Just call us at 910-392-7020 and one of our agents will help you choose the right policy for your needs and budget. Or, just visit our website at http://healthplannc.com/ to learn more about affordable health insurance in Wilmington NC. Just be sure to act fast – February 15 will be here before you know it!
Why the rush? This year's deadline is half the time that was allotted by the government for the Annual Enrollment Period during the exchange’s first year. So, if you want to be covered by an affordable health insurance in Wilmington NC this year, you need to act fast and pick your policy. But, just as important as picking your coverage quickly is picking it wisely.
Picking the Best Health Insurance Coverage for Your Needs
It's not easy picking a health insurance policy. After all, nobody knows what the upcoming year will bring in terms of their medical needs. But, if you or a family member already has an existing medical condition that requires care, then you will certainly have to take that into consideration. To protect the continuum of care, you will want to ensure that your current doctors and/or hospitals are included in the network of the plans you are considering.
Another important factor is your expected out-of-pocket costs. If you are anticipating using more medical services in 2015, then you may be able to reduce your out-of-pocket costs by choosing a plan with a slightly higher monthly premium. Or, if you don't anticipate any health problems this year, then a policy with a lower monthly premium may be better suited to you.
Keep in mind that while every plan is required to provide the recognized essential health benefits, different plans offer different benefits. As a result, you really need to compare plans to make sure the one you're choosing fits your lifestyle needs the best.
Pick Your Insurance by February 15 to Avoid Penalties
Remember, if you choose not to carry health insurance in 2015, you are likely to be fined by the government. The fee for being uninsured is determined in one of two ways:
- $325 per person in your household ($162.50 per child under 18)
- 2% of your 2015 income above the tax filing threshold
Affordable Health Insurance in Wilmington NC is Available from Schnitzer-Slate
If you're looking for affordable health insurance in Wilmington NC, Schnitzer-Slate can help. We're an authorized provider of BCBSNC insurance plans and as such we have a host of flexible health care plans for you to choose from. Just call us at 910-392-7020 and one of our agents will help you choose the right policy for your needs and budget. Or, just visit our website at http://healthplannc.com/ to learn more about affordable health insurance in Wilmington NC. Just be sure to act fast – February 15 will be here before you know it!