Recent Graduates and Healthcare
If you are a recent graduate past the age of 26, one of the most challenging decisions facing you is the question of health insurance. College health insurance covered you while a student, and your parents’ insurance protected you to age 26. Now you are on your own.
To add to your challenge of looking after yourself, the healthcare landscape is changing, and the procedures for the Affordable Care Act (ACA) may no longer hold. In such a scenario, you may feel the need of advice from experienced hands in devising an appropriate and affordable plan for yourself. If you live in North Carolina, agents like Paul Schnitzer and Steve Slate, BC/BSNC providers http://www.healthplannc.com/ with years of experience, can help you sort out your salient needs and help you arrive at the best plan for yourself.
Whether you seek help or hunt up an insurance plan by yourself, the following will need to be factored in on your decision:
An agent can help you to weigh the advantages and disadvantages of various approaches to your present health coverage. If healthy, a plan with a high deductible and low premiums may make sense. The addition of a Health Savings Account (HSA) may be financially advantageous. If with a health condition requiring periodic doctor’s visits, a lower deductible with higher premiums may be indicated. Exploring the different combinations of options with an agent will enable you to select the best fit for your present situation and the foreseen future.
For comprehensive assistance with your health insurance needs, call Schnitzer-Slate Insurance Agency at 910-392-7020. As a leading provider of Blue Cross Blue Shield North Carolina + health insurance policies, we can assist you in selecting the most appropriate policy for your needs. You can also visit our website to learn about health insurance possibilities in Wilmington NC and surrounding areas.
To add to your challenge of looking after yourself, the healthcare landscape is changing, and the procedures for the Affordable Care Act (ACA) may no longer hold. In such a scenario, you may feel the need of advice from experienced hands in devising an appropriate and affordable plan for yourself. If you live in North Carolina, agents like Paul Schnitzer and Steve Slate, BC/BSNC providers http://www.healthplannc.com/ with years of experience, can help you sort out your salient needs and help you arrive at the best plan for yourself.
Whether you seek help or hunt up an insurance plan by yourself, the following will need to be factored in on your decision:
- Your present state of health: are you healthy, watch your diet, and do regular exercise to stay fit?
- Do you have a chronic condition which requires regular medication?
- Does your family have a history of a medical condition, such as heart problems, that puts you at risk in the future?
- Are you married or plan to be married so that coverage for the family is an issue?
- What are your present and projected future financial resources?
- If presently employed with worker compensation, what exactly are the healthcare provisions and limitations?
An agent can help you to weigh the advantages and disadvantages of various approaches to your present health coverage. If healthy, a plan with a high deductible and low premiums may make sense. The addition of a Health Savings Account (HSA) may be financially advantageous. If with a health condition requiring periodic doctor’s visits, a lower deductible with higher premiums may be indicated. Exploring the different combinations of options with an agent will enable you to select the best fit for your present situation and the foreseen future.
For comprehensive assistance with your health insurance needs, call Schnitzer-Slate Insurance Agency at 910-392-7020. As a leading provider of Blue Cross Blue Shield North Carolina + health insurance policies, we can assist you in selecting the most appropriate policy for your needs. You can also visit our website to learn about health insurance possibilities in Wilmington NC and surrounding areas.