3 Simple Ways to Help Manage Your Health Care Costs
Since the Affordable Care Act was implemented, the cost of healthcare has become one of the nation’s hottest topics and biggest economic concerns. But, with health insurance providers warning of future premium price surges, what can someone who is looking for affordable health insurance in Leland, NC do to help manage their health care costs?
There are, in fact, three things you can do to help take control of your health care costs, and here they are.
#1 – Be Proactive in Regards to Your Health
One of the best ways to manage the cost of your healthcare is to minimize your healthcare needs and that begins with living the healthiest lifestyle possible. Now is the time to be proactive with your health because doing so will reduce your need for healthcare services. This includes:
A high-deductible health care plan does require you to a higher deductible, but its monthly premiums will be substantially lower than a low-deductible plan. By cultivating a healthier lifestyle, the idea is to reduce how much you need in terms of healthcare, thus keeping your costs to a minimum.
#2 – Set Up a Health Savings Account (HSA)
A health savings account, or HSA, allows you to deposit money into an account that is expressively used to help cover medical expenses like doctor visits, prescription drugs, hospital stays, eye exams, glasses or contact lenses, and more. The key benefit is that the money you deposit into the HSA is not taxable, so it not only gives you a savings account to draw from for your medical costs, but it can also help reduce your overall taxes. A high-deductible plan is usually required for an HSA, so this will fit in perfectly with your strategy for managing your costs.
#3 – Learn More About the Affordable Care Act
If you’re having a hard time finding affordable health insurance in Leland, NC, then getting more familiar with the Affordable Care Act, or Obamacare, might help. The healthcare exchange is designed to offer a wide range of health insurance plans, and by enrolling in the right one for your needs, you’ll also be avoiding a potentially costly penalty on next year’s taxes.
Contact Schnitzer-Slate for Affordable Health Insurance in Leland NC
If navigating the healthcare exchange is too confusing and you’re simply interested in finding the most affordable health insurance in Leland, NC, then all you have to do is contact Schnitzer-Slate. We are one of the leading providers of Blue Cross Blue Shield North Carolina health insurance policies, and as such, we have a wide selection of different coverage options to choose from. Just call us at 910-392-7020 and one of our agents will help you choose the right policy for your needs and budget. Or, just visit our website at http://healthplannc.com/ to learn more about affordable health insurance in Leland NC.
There are, in fact, three things you can do to help take control of your health care costs, and here they are.
#1 – Be Proactive in Regards to Your Health
One of the best ways to manage the cost of your healthcare is to minimize your healthcare needs and that begins with living the healthiest lifestyle possible. Now is the time to be proactive with your health because doing so will reduce your need for healthcare services. This includes:
- Stop smoking and/or drinking alcohol
- Start an exercise regimen
- Stay current on preventative care
- Buy a high-deductible health care plan
A high-deductible health care plan does require you to a higher deductible, but its monthly premiums will be substantially lower than a low-deductible plan. By cultivating a healthier lifestyle, the idea is to reduce how much you need in terms of healthcare, thus keeping your costs to a minimum.
#2 – Set Up a Health Savings Account (HSA)
A health savings account, or HSA, allows you to deposit money into an account that is expressively used to help cover medical expenses like doctor visits, prescription drugs, hospital stays, eye exams, glasses or contact lenses, and more. The key benefit is that the money you deposit into the HSA is not taxable, so it not only gives you a savings account to draw from for your medical costs, but it can also help reduce your overall taxes. A high-deductible plan is usually required for an HSA, so this will fit in perfectly with your strategy for managing your costs.
#3 – Learn More About the Affordable Care Act
If you’re having a hard time finding affordable health insurance in Leland, NC, then getting more familiar with the Affordable Care Act, or Obamacare, might help. The healthcare exchange is designed to offer a wide range of health insurance plans, and by enrolling in the right one for your needs, you’ll also be avoiding a potentially costly penalty on next year’s taxes.
Contact Schnitzer-Slate for Affordable Health Insurance in Leland NC
If navigating the healthcare exchange is too confusing and you’re simply interested in finding the most affordable health insurance in Leland, NC, then all you have to do is contact Schnitzer-Slate. We are one of the leading providers of Blue Cross Blue Shield North Carolina health insurance policies, and as such, we have a wide selection of different coverage options to choose from. Just call us at 910-392-7020 and one of our agents will help you choose the right policy for your needs and budget. Or, just visit our website at http://healthplannc.com/ to learn more about affordable health insurance in Leland NC.